Austin, Westlake Hills and Lake Travis real estate and homes for sale in Texas - Gary Toussaint, REALTOR® Gary Toussaint REALTOR(r) for Austin, Westlake Hills and Lake Travis, Texas real estate - NUMBER1EXPERT™ Gary Toussaint NUMBER1EXPERT(tm) for Austin, Westlake Hills and Lake Travis, Texas real estate
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Gary Toussaint, REALTORŪ, real estate agent and broker for Austin, Westlake Hills and Lake Travis Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 512-751-3292.



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First Time Homebuyers: Austin, Westlake Hills and Lake Travis Texas home buying, real estate listings, and homes for sale in Travsi County, TX
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Austin, Westlake Hills and Lake Travis real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
What is the world's most expensive Monopoly set?

A 
San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
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School Reports
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Gary Toussaint, REALTORŪ, real estate agent and broker for Austin, Westlake Hills and Lake Travis Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Gary Toussaint
Toussaint Realty

P.O. Box 342091
Austin, TX. 78734
Office: 512-263-7550
Cell: 512-751-3292
Fax: 512-532-0800
Email: Gary@ToussaintRealty.com

Gary has been a full time Realtor in Austin since early 1993 when he retired from IBM. Since that time he has established an enviable record as a top producer in the Austin real estate community and has a reputation for going the extra mile to see that his clients receive the finest service available. Gary specializes in homes in the Eanes and Lake Travis school districts, but also works regularly in most parts of Austin, Round Rock and Cedar Park. He is a Broker, Certified Residential Specialist, Accredited Buyer's Representative, and e-PRO. Gary provides a full range of services, including Buyer Representation. Whether buying, selling, or relocating, you can count on Gary to provide the expertise, commitment, and results that you want. Call or e-mail him today.

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